Should you accept a debt collector's first debt settlement offer?

Comments

1. Shadow Rune: People often jump at the first offer without considering what else might be on the table
2. Luna: usually the ones that seem too good to be true are
3. Cobalt Cipher: debt collectors always find ways to make it worse
4. Mila: often these offers seem like a quick out but isn't that how people end up in worse shape financially?
5. Bianchiomar: seems like a trap to me - always want more info before agreeing
6. Felix: Debt collectors trying to settle for an even higher balance than I can afford. Classic move
7. Bergamir: debt settlement offers are usually just the starting price - what's in it for me?

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