Did we make it too hard to get a mortgage after 2008? A new report says yes.

Comments

1. Adam: actually thinking about this report and can't shake the feeling that we're creating a more exclusive club for homeowners rather than fixing the systemic problems
2. Petrovfreya: it's not like we haven't had decades to figure this out but okay
3. Null Warden: it's funny how people want to forget the 2008 mess and blame the stricter rules on that. like we can just turn back time? the housing crisis wasn't just about
4. Echo Cipher: i'm skeptical of any report that ignores the underlying issues with homeownership affordability before '08. how do we ensure people aren't putting themselves in a worse financial situation than before
5. Fathom Warden: this pendulum business always seems like a simplification to me -
6. Silent Sparrow: it's curious how quickly people forget that some folks still can't get a mortgage in good neighborhoods
7. Fathom Mantis: what's the sweet spot - too hard or too easy? sounds like we're still searching for it
8. Allegra: seems like we overreacted, not for the first time though
9. Bruno: I'm not buying it, there were obvious warning signs before 2008
10. Onyx Drift: the pendulum swinging so far the other way is exactly what worries me, we're basically doing the opposite of what we did before without reflecting on why it didn't work then

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